Updated AML/CFT/CPF Handbook and upcoming changes
Following our recent consultations on revisions to the AML/CFT/CPF Handbook, we’ve published an updated consolidated version of the Handbook, along with the prescribed NPO Handbook. These will be effective from 31 May 2026.
We are also providing advance sight of changes to section 2.6 following amendments to the Money Laundering (Jersey) Order 2008 (MLO), which are due to take effect on 30 June 2026.
What this means for you
These updates:
- bring together recent changes into one place, including updates on complex structures and criminal background checks
- improve consistency across the Handbook
- give you visibility of upcoming changes so you can prepare
- provide simpler, more accessible guidance for non-profit organisations through the prescribed NPO Handbook
Criminal background checks
We’ve made further updates to the criminal background checks sections, including:
- COP96 – we now refer to ‘existing principal persons and key persons’ instead of ‘existing licensees’ for consistency
- COP146 – we’ve added ‘save for the requirement to carry out criminal record checks’ to align COP145 and COP146 with the requirements for criminal background checks in section 10.6
- Section 15, paragraph 9 – we have removed references to Deputy MLRO and Deputy MLCO
These changes reflect feedback we have received and help ensure that the criminal background checks rules are consistently applied.
Links to updated documents
Upcoming MLCO changes
Following amendments to the MLO on 17 April 2026, we have updated the MLCO section of the Handbook.
These will take effect on 30 June 2026, in line with the effective date of the MLO changes. We will update the live version of the Handbook on this date.
To help you prepare, we’ve published a tracked changes version of section 2.6.
Further upcoming changes
There are additional changes to the MLO that are not yet reflected in the Handbook.
These include:
- the introduction of a risk-based approach to appointing an MLCO – firms will not be able to use this until the Handbook is updated on 31 October 2026
- changes to the Reliance framework – although already reflected in the Order, these will also take effect from 31 October 2026
What’s next?
We will publish the consolidated and individual sections of the AML/CFT/CPF on our website on 1 June. Reggie, our regulatory chatbot, will also be updated on this date.
We are continuing to work on further updates to the AML/CFT/CPF Handbook in relation to the MLCO and Reliance regime changes mentioned above. These will be subject to consultation and further details will be issued soon.
If you have any questions, please contact our Policy team.