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Industry update 13 February 2026
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Stay safe from romance fraud

Romance fraud is one of the fastest growing forms of financial crime and it’s becoming more sophisticated.

Scammers are using AI generated profiles, stolen identities and encrypted messaging apps to create convincing, long term relationships before exploiting trust for financial gain. It affects people of all ages and genders across the Island. Contrary to common misconceptions romance fraud does not primarily target middle-aged women, it affects men and women across all age groups. Victims increasingly span all ages and genders. 

Nearly half of victims communicated with suspects for more than six months, and 5% engaging for more than six years. A growing trend is the emergence of hybrid fraud typologies that combine investments scams with romance, which disproportionally affect younger demographics, particularly those aged 30-39. Reports have rose by 9% year-on-year, yet fraud remains significantly underreported. 

Watch the video to hear Diana's experience of romance fraud and the impact it had on her life.

We are reminding you of three simple steps to stay safe online:

  • Stop: pause before sharing personal details or moving a chat onto private or encrypted apps
  • Challenge: question anything that feels rushed, inconsistent, or too perfect. Genuine relationships don’t create pressure or secrecy
  • Protect: keep conversations on trusted platforms, avoid sending money in any form, and speak to someone you trust if something feels off

You’re not alone. If Diana’s story feels familiar, or if you’re worried you may have been a victim of romance fraud, contact the States of Jersey Police on 01534 612612.

Follow the Jersey Fraud Forum on Facebook or LinkedIn for guidance on how to avoid being scammed and what to do if you think you have been scammed:

Jersey Fraud Prevention Forum - Facebook

Jersey Fraud Prevention Forum - LinkedIn

For further enquiries, please contact our Enforcement team.

You can also contact our confidential whistleblowing line anonymously on +44 (0)1534 88755.

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